Insurance
"According to Regulations about Insurance for Overseas Students in China (Sep. 14th, 2007) by the Department of International Cooperation and Exchanges of the Ministry of Education of the People's Republic of China, overseas students who plan to study for more than 6 months in China are required to buy Group Integrated Insurance as one of the registration procedures, no matter whether they have bought personal insurance in their home country or not. The Group Integrated Insurance should at least consist of the following items
Life insurance.
The named beneficiary is paid if the insured should die and become disabled while the policy is in force. The death benefit should not be less than 100,000RMB.Life Accident Medical Insurance.
The insured is paid if he/she should be injured in an accident. The insured amount should not be less than 10,000RMB.Hospital Medical Insurance.
The insured amount should not be less than 400,000RMB.
The higher education institutes can have their own insurance policy for students who plan to study for less than 6 months in China."
In Overseas Education College of Xiamen University
According to the Ministry of Education of China, foreign students planning to study more than 6 months in China are required to buy Group Integrated Insurance as a necessary registration procedure. The insurance premium is about 520RMB per year.
Those who plan to study for less than 6 months can choose either Accident Medical Insurance at the premium of 100RMB for half year or Group Integrated Insurance at the premium of 260RMB for half year.